Capital Gains Tax on Real Estate Sales: NY & NJ Seller’s Guide 2025
Selling your home can be one of life’s biggest financial decisions. Understanding the tax implications is critical for getting the…
Real Estate Blog - Finance & Costs
Found 9 entries about Finance & Costs.
How Tariffs and Fed Rate Cuts Are Impacting NY & NJ Mortgage Rates (November 2025)
Introduction: The Rate Reality Facing NY & NJ Homebuyers If you’ve been tracking mortgage rates this fall hoping the Federal…
HOME WARRANTY VS. SELF-INSURANCE: WHAT MAKES SENSE FOR NY & NJ HOMEOWNERS?
It’s 2 AM on a frigid January night in Bergen County, NJ. The temperature outside has dropped to 15°F, and…
NJ Property Tax vs NY: Interactive Comparison Calculator & 2025 Relief Guide
Last Updated: October 23, 2025 | By: Robert DeFalco Realty Team | Reading Time: 12 minutes Picture this: You’re looking…
First-Time Home Buyer Programs in New York & New Jersey: Your Complete 2025 Guide to Down Payment Assistance
By Robert DeFalco, Licensed Real Estate Broker | Last Updated: October 2025 Purchasing your first home in the New York…
What Is Escrow? A NYC Buyer & Seller Guide
What is escrow in New York real estate? In NYC, escrow shows up twice: first as attorney escrow that holds…
Mortgage Points vs Buydown Calculator 2025: Complete NY/NJ Homebuyer Guide
The mortgage points vs buydown decision determines whether you pay upfront for permanent rate reductions or accept temporary payment relief…
PMI vs MIP in New York & New Jersey: Complete 2025 Guide to Mortgage Insurance Rules, Costs & Removal
Bottom Line Up Front: FHA MIP costs 0.55% annually plus 1.75% upfront in 2025, while conventional PMI ranges from 0.58%-1.86%…
What Is Title Insurance? Guide to NY/NJ Costs, Coverage & Who Pays
When buying a home, you encounter many unfamiliar terms during your real estate transaction. Title insurance is one of the…