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Buyer Experience

STEP 1:
RESEARCH

 Do you already know where you want to buy? If you want a condo, townhome, or single-family home? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.

STEP 2:
DECIDE ON YOUR BUDGET

Notice we said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.

STEP 3:
GET PREQUALIFIED

Just because you think you can afford a certain payment every month doesn’t mean the mortgage company will agree. Just as they may approve you for too large of an amount, they may also approve you for a lesser amount or deny you a mortgage altogether. Lack of time at a job, insufficient credit, past bankruptcies, or other financial issues can cause major problems when trying to secure a mortgage. Before you get your heart set on a home, talk to a mortgage professional to find out what amount you can qualify for. This will also be an advantage when you make an offer on a home, as some sellers won’t entertain offers from those who aren’t already prequalified for a loan.

STEP 4:
CHOOSE A REAL ESTATE AGENT

Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but why would you when it costs you nothing for agents like us to take much of the stress off your shoulders? Not only will we help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but we also have a knowledge of the market that you don’t possess. We may be able to steer you away from certain homes or neighborhoods, suggest hidden gems, or give you pointers that will help you find your dream home for the right price.

OUR GOAL IS TO PROVIDE YOU WITH THE MOST PERSONALIZED SERVICE THAT IS DESIGNED TO HELP YOU BUY YOUR DREAM HOME.

STEP 5:
FIND THE RIGHT HOME

This should be the most enjoyable step of the entire process (other than moving in!). We will arrange showings of luxury homes, or homes that are within your price range. Take notes about what you like and don’t like, and make sure to pay attention to details. Turn light switches on and off, open and close doors, and run the faucets in various rooms. Don’t limit your inspection to the home itself. Make sure to take time to explore the neighborhood and keep an eye on traffic at certain times of the day, the parking situation, and how close it is to necessities like schools and grocery stores.

STEP 6:
MAKE AN OFFER

Once you have selected the perfect home, work with your agent to craft a fair offer based on the value of comparable homes on the market. Depending on what the home is listed at and whether the current environment is a buyer’s or seller’s market, your offer may be below, at, or even above the asking price. We will be able to help you negotiate if you receive a counteroffer and reach an agreement. At this point, the house will go into escrow.

STEP 7:
HAVE THE HOME INSPECTED

In most cases, your offer will be contingent on having the home inspected to ensure there is no major structural damage or large repairs needed. We can help you arrange this, and you can schedule it within days of making an offer. If there are no major issues, the process goes to step eight. If there is, you can renegotiate your offer based on what needs to be fixed, or you can withdraw it.

STEP 8:
SELECT YOUR LOAN

Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with.

STEP 9:
GET A HOME APPRAISAL

Your lender will have your new home appraised so they have their independent value of it. The appraisal is to ensure that all parties involved are paying a fair price for the house.

STEP 10:
FINISH PAPERWORK

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you’ll know you are the legal owner of your new home.

Latest Listings

56 3rd Avenue, Port Reading, NJ, 07064

$495,000

56 3rd Avenue, Port Reading, NJ, 07064
3 BEDS
2 BATHS
1,016 BUILDING SQFT
Single Family Residence
MLS ® ID #2600691R
805 Westminster Court A, Manchester, NJ, 08759

$249,990

805 Westminster Court A, Manchester, NJ, 08759
2 BEDS
1 BATH
975 BUILDING SQFT
Adult Community
MLS ® ID #22520696
57 Albert Drive, Beach Haven West, NJ, 08050

$799,900

57 Albert Drive, Beach Haven West, NJ, 08050
4 BEDS
2 BATHS
1,316 BUILDING SQFT
Single Family Residence
MLS ® ID #22520747
24B Monmouth Lane, Whiting, NJ, 08759

$68,000

24B Monmouth Lane, Whiting, NJ, 08759
2 BEDS
1 BATH
Adult Community
MLS ® ID #22520737
975 S Concourse, Keyport, NJ, 07735

$450,000

975 S Concourse, Keyport, NJ, 07735
4 BEDS
2 BATHS
1,826 BUILDING SQFT
Single Family Residence
MLS ® ID #22520746
4 Ocean Avenue 5, Ocean Grove, NJ, 07756

$599,000

4 Ocean Avenue 5, Ocean Grove, NJ, 07756
1 BED
2 BATHS
681 BUILDING SQFT
Condominium
MLS ® ID #22520748
708 Ditmas Avenue, Brooklyn, New York, 11218

$2,598,000

708 Ditmas Avenue, Brooklyn, New York, 11218
Multi-Family
MLS ® ID #494156
28 N Mada Avenue, Staten Island, NY, 10310

$899,000

28 N Mada Avenue, Staten Island, NY, 10310
4 BEDS
4 BATHS
1,823 BUILDING SQFT
Single Family - Detached
MLS ® ID #2504048
1 Pheasant Drive, Marlboro, NJ, 07746

$915,000

1 Pheasant Drive, Marlboro, NJ, 07746
5 BEDS
3 BATHS
2,602 BUILDING SQFT
Single Family Residence
MLS ® ID #2600689R
398 Waltham Avenue, Metuchen, NJ, 08840

$675,000

398 Waltham Avenue, Metuchen, NJ, 08840
3 BEDS
2 BATHS
Single Family Residence
MLS ® ID #2660061M
153 Concordia Circle d, Monroe, NJ, 08831

$315,000

153 Concordia Circle d, Monroe, NJ, 08831
2 BEDS
2 BATHS
Single Family Residence
MLS ® ID #2600665R
90 Ridge Road, Colonia, NJ, 07067

$595,000

90 Ridge Road, Colonia, NJ, 07067
5 BEDS
2 BATHS
Single Family Residence
MLS ® ID #22520744
1 Pheasant Drive, Marlboro, NJ, 07746

$915,000

1 Pheasant Drive, Marlboro, NJ, 07746
5 BEDS
3 BATHS
2,602 BUILDING SQFT
Single Family Residence
MLS ® ID #22520738
57 Yorkshire Drive 57B, Jamesburg, NJ, 08831

$299,900

57 Yorkshire Drive 57B, Jamesburg, NJ, 08831
2 BEDS
2 BATHS
1,320 BUILDING SQFT
Condo/TH
MLS ® ID #2660060M
12 Tompkins Road, East Brunswick, NJ, 08816

$799,999

12 Tompkins Road, East Brunswick, NJ, 08816
5 BEDS
3 BATHS
3,198 BUILDING SQFT
Single Family Residence
MLS ® ID #2561932M
709 Plainfield Avenue, Piscataway, NJ, 08854

$924,900

709 Plainfield Avenue, Piscataway, NJ, 08854
4 BEDS
3 BATHS
2,571 BUILDING SQFT
Single Family Residence
MLS ® ID #2600551R
340 Haven Avenue 3A, New York, New York, 10033

$398,000

340 Haven Avenue 3A, New York, New York, 10033
1 BED
1 BATH
765 BUILDING SQFT
Coop
MLS ® ID #494154
18 Kane Place, Brooklyn, New York, 11233

$1,550,000

18 Kane Place, Brooklyn, New York, 11233
9 BEDS
6 BATHS
Multi-Family
MLS ® ID #494153
1881 Route 37 347, Toms River, NJ, 08757

$99,000

1881 Route 37 347, Toms River, NJ, 08757
2 BEDS
2 BATHS
Single Family Residence
MLS ® ID #22520735
55 Peregrine Way, Burlington, NJ, 08016

$390,000

55 Peregrine Way, Burlington, NJ, 08016
3 BEDS
3 BATHS
1,497 BUILDING SQFT
Condominium
MLS ® ID #22520733
12 Ridge Court, Staten Island, NY, 10304

$1,074,900

12 Ridge Court, Staten Island, NY, 10304
4 BEDS
5 BATHS
2,898 BUILDING SQFT
Single Family - Detached
MLS ® ID #2504047
23 Cunard Avenue, Staten Island, NY, 10304

$1,149,900

23 Cunard Avenue, Staten Island, NY, 10304
6 BEDS
2 BATHS
3,375 BUILDING SQFT
Two Family - Detached
MLS ® ID #2504046

$329,998

2331 Ocean Avenue 6C, Brooklyn, New York, 11229
2 BEDS
1 BATH
1,000 BUILDING SQFT
Coop
MLS ® ID #494152
109 Monterey Drive, Brick, NJ, 08723

$799,000

109 Monterey Drive, Brick, NJ, 08723
3 BEDS
2 BATHS
1,586 BUILDING SQFT
Single Family Residence
MLS ® ID #22520732
168 Stowaway Road, Manahawkin, NJ, 08050

$374,900

168 Stowaway Road, Manahawkin, NJ, 08050
3 BEDS
1 BATH
1,256 BUILDING SQFT
Single Family Residence
MLS ® ID #22520725
104 Dundee Court, Aberdeen, NJ, 07747

$425,000

104 Dundee Court, Aberdeen, NJ, 07747
2 BEDS
2 BATHS
965 BUILDING SQFT
Condominium
MLS ® ID #22520727
40 S Westfield Road, Howell, NJ, 07731

$799,000

40 S Westfield Road, Howell, NJ, 07731
4 BEDS
3 BATHS
2,414 BUILDING SQFT
Single Family Residence
MLS ® ID #22520728
588 Midwood Drive, Brick, NJ, 08724

$649,900

588 Midwood Drive, Brick, NJ, 08724
3 BEDS
3 BATHS
1,890 BUILDING SQFT
Single Family Residence
MLS ® ID #22520726
700 Ocean Avenue G 28, Spring Lake, NJ, 07762

$525,000

700 Ocean Avenue G 28, Spring Lake, NJ, 07762
1 BED
1 BATH
Adult Community
MLS ® ID #22520730
17 Tuscany Circle, Manchester, NJ, 08759

$374,000

17 Tuscany Circle, Manchester, NJ, 08759
2 BEDS
2 BATHS
1,520 BUILDING SQFT
Adult Community
MLS ® ID #22520729
10 A Minnesota Avenue, Whiting, NJ, 08759

$138,900

10 A Minnesota Avenue, Whiting, NJ, 08759
2 BEDS
1 BATH
1,222 BUILDING SQFT
Single Family Residence
MLS ® ID #22520724
45 Marigold Lane, Little Egg Harbor, NJ, 08087

$414,900

45 Marigold Lane, Little Egg Harbor, NJ, 08087
2 BEDS
2 BATHS
1,698 BUILDING SQFT
Adult Community
MLS ® ID #22520731
20 Prentice Avenue, South River, NJ, 08882

$750,000

20 Prentice Avenue, South River, NJ, 08882
2,613 BUILDING SQFT
2 Family
MLS ® ID #2600549R
1058 Schmidt Lane, North Brunswick, NJ, 08902

$385,000

1058 Schmidt Lane, North Brunswick, NJ, 08902
2 BEDS
3 BATHS
1,416 BUILDING SQFT
Townhouse,Condo/TH
MLS ® ID #2600680R

$350,000

75 Hillside Avenue, Sayreville, NJ, 08872
3 BEDS
2 BATHS
Single Family Residence
MLS ® ID #2600679R

$880,000

141 Arneys Mount Road, Pemberton, NJ, 08068
8 BEDS
5 BATHS
5,460 BUILDING SQFT
Single Family Residence
MLS ® ID #22520721
315 Shuster Avenue, Ortley Beach, NJ, 08751

$915,000

315 Shuster Avenue, Ortley Beach, NJ, 08751
3 BEDS
3 BATHS
1,674 BUILDING SQFT
Single Family Residence
MLS ® ID #22520714
2116 Edward Stec Boulevard 2116, Edison, NJ, 08837

$484,000

2116 Edward Stec Boulevard 2116, Edison, NJ, 08837
2 BEDS
2 BATHS
1,153 BUILDING SQFT
Condominium
MLS ® ID #22520719
9 Penny Lane, Jackson, NJ, 08527

$395,000

9 Penny Lane, Jackson, NJ, 08527
2 BEDS
2 BATHS
1,712 BUILDING SQFT
Adult Community
MLS ® ID #22520716
13 Millbrook Court, Toms River, NJ, 08757

$259,900

13 Millbrook Court, Toms River, NJ, 08757
2 BEDS
1 BATH
985 BUILDING SQFT
Adult Community
MLS ® ID #22520717
417 Carter Avenue, Point Pleasant Beach, NJ, 08742

$899,000

417 Carter Avenue, Point Pleasant Beach, NJ, 08742
3 BEDS
2 BATHS
Single Family Residence
MLS ® ID #22520715
474F Thornbury Court, Lakewood, NJ, 08701

$117,000

474F Thornbury Court, Lakewood, NJ, 08701
1 BED
1 BATH
663 BUILDING SQFT
Adult Community
MLS ® ID #22520710
98 Mirage Boulevard, Barnegat, NJ, 08005

$550,000

98 Mirage Boulevard, Barnegat, NJ, 08005
3 BEDS
3 BATHS
2,625 BUILDING SQFT
Adult Community
MLS ® ID #22520711

$879,000

179 Joline Avenue, Long Branch, NJ, 07740
3 BEDS
2 BATHS
1,857 BUILDING SQFT
Single Family Residence
MLS ® ID #22520713
21 Mariners Pointe W Point, Little Egg Harbor, NJ, 08087

$459,900

21 Mariners Pointe W Point, Little Egg Harbor, NJ, 08087
3 BEDS
3 BATHS
1,640 BUILDING SQFT
Single Family Residence
MLS ® ID #22520712
17 Begonia Court, Sayreville, NJ, 08872

$525,000

17 Begonia Court, Sayreville, NJ, 08872
3 BEDS
3 BATHS
Townhouse,Condo/TH
MLS ® ID #2660044M
101 Pergola Avenue, Monroe, NJ, 08831

$775,000

101 Pergola Avenue, Monroe, NJ, 08831
4 BEDS
3 BATHS
2,539 BUILDING SQFT
Single Family Residence
MLS ® ID #2600677R
48 Kendall Road, South Brunswick, NJ, 08824

$499,900

48 Kendall Road, South Brunswick, NJ, 08824
4 BEDS
2 BATHS
1,592 BUILDING SQFT
Single Family Residence
MLS ® ID #2561887M
110 Somerset Street 2101, New Brunswick, NJ, 08901

$424,900

110 Somerset Street 2101, New Brunswick, NJ, 08901
1 BED
1 BATH
849 BUILDING SQFT
Condo/TH
MLS ® ID #2600601R

$615,000

1005 Station Road, Somerville, NJ, 08876
2 BEDS
3 BATHS
1,654 BUILDING SQFT
Townhouse,Condo/TH
MLS ® ID #2600638R

$1,199,900

224 Albee Avenue, State Island, New York, 10312
4 BEDS
4 BATHS
2,480 BUILDING SQFT
Single Family
MLS ® ID #494148
224 Albee Avenue, Staten Island, NY, 10312

$1,199,900

224 Albee Avenue, Staten Island, NY, 10312
4 BEDS
4 BATHS
2,480 BUILDING SQFT
Single Family - Detached
MLS ® ID #2504045
26 Robin Road, Staten Island, NY, 10305

$1,299,999

26 Robin Road, Staten Island, NY, 10305
8 BEDS
4 BATHS
1,280 BUILDING SQFT
4F
MLS ® ID #2504044
15 Bradley Drive, Edison, NJ, 08817

$899,999

15 Bradley Drive, Edison, NJ, 08817
5 BEDS
3 BATHS
1,970 BUILDING SQFT
Single Family Residence
MLS ® ID #2600459R
32 Dogwood Drive, Middlesex, NJ, 08846

$579,900

32 Dogwood Drive, Middlesex, NJ, 08846
3 BEDS
3 BATHS
Single Family Residence
MLS ® ID #2600547R
20 Buffalo Run, East Brunswick, NJ, 08816

$899,999

20 Buffalo Run, East Brunswick, NJ, 08816
5 BEDS
3 BATHS
3,388 BUILDING SQFT
Single Family Residence
MLS ® ID #2514998R
51 Burdge Avenue, Brick, NJ, 08724

$659,000

51 Burdge Avenue, Brick, NJ, 08724
3 BEDS
2 BATHS
Single Family Residence
MLS ® ID #22520706
4 Dawn Way, Aberdeen, NJ, 07747

$635,000

4 Dawn Way, Aberdeen, NJ, 07747
3 BEDS
3 BATHS
2,446 BUILDING SQFT
Single Family Residence
MLS ® ID #22520709
124 Cannonball Drive, Tinton Falls, NJ, 07753

$745,000

124 Cannonball Drive, Tinton Falls, NJ, 07753
4 BEDS
4 BATHS
2,402 BUILDING SQFT
Single Family Residence
MLS ® ID #22520708
275 Convent Road 275A, Monroe, NJ, 08831

$524,900

275 Convent Road 275A, Monroe, NJ, 08831
3 BEDS
2 BATHS
1,266 BUILDING SQFT
Adult Community
MLS ® ID #22520704
2400 Ocean Front, Lavallette, NJ, 08735

$3,690,000

2400 Ocean Front, Lavallette, NJ, 08735
5 BEDS
4 BATHS
Single Family Residence
MLS ® ID #22520702
101 Bonaire Drive, Toms River, NJ, 08757

$249,900

101 Bonaire Drive, Toms River, NJ, 08757
2 BEDS
1 BATH
757 BUILDING SQFT
Adult Community
MLS ® ID #22520705
601 Brightwater Ct Court 1F, Brooklyn, New York, 11235

$239,000

601 Brightwater Ct Court 1F, Brooklyn, New York, 11235
1 BED
1 BATH
800 BUILDING SQFT
Coop
MLS ® ID #494147
4330 Manhattan Avenue, Brooklyn, New York, 11224

$1,050,000

4330 Manhattan Avenue, Brooklyn, New York, 11224
4 BEDS
2 BATHS
1,912 BUILDING SQFT
Single Family
MLS ® ID #494146
1270 64th Street 2A, Brooklyn, New York, 11219

$808,000

1270 64th Street 2A, Brooklyn, New York, 11219
3 BEDS
2 BATHS
948 BUILDING SQFT
Condo
MLS ® ID #494145
28 Morning Glory Lane, Whiting, NJ, 08759

$260,000

28 Morning Glory Lane, Whiting, NJ, 08759
2 BEDS
2 BATHS
1,140 BUILDING SQFT
Adult Community
MLS ® ID #22520701
21 Orchid Lane, Barnegat, NJ, 08005

$699,900

21 Orchid Lane, Barnegat, NJ, 08005
4 BEDS
3 BATHS
2,440 BUILDING SQFT
Single Family Residence
MLS ® ID #22520699
33 Snowdrift Lane, Howell, NJ, 07731

$659,999

33 Snowdrift Lane, Howell, NJ, 07731
3 BEDS
3 BATHS
1,517 BUILDING SQFT
Single Family Residence
MLS ® ID #2600671R
275 Convent Road 275A, Monroe, NJ, 08831

$524,900

275 Convent Road 275A, Monroe, NJ, 08831
3 BEDS
2 BATHS
1,266 BUILDING SQFT
Condo/TH
MLS ® ID #2660045M
220 S Washington Avenue, Dunellen, NJ, 08812

$649,900

220 S Washington Avenue, Dunellen, NJ, 08812
4 BEDS
2 BATHS
Single Family Residence
MLS ® ID #2600670R
14 Carriage Place, Edison, NJ, 08820

$620,000

14 Carriage Place, Edison, NJ, 08820
2 BEDS
3 BATHS
1,578 BUILDING SQFT
Townhouse,Condo/TH
MLS ® ID #2600661R
123-G Concordia Circle G, Monroe, NJ, 08831

$259,900

123-G Concordia Circle G, Monroe, NJ, 08831
2 BEDS
2 BATHS
1,092 BUILDING SQFT
Condo/TH
MLS ® ID #2600545R
17 Springhill Drive, West Windsor, NJ, 08550

$1,195,000

17 Springhill Drive, West Windsor, NJ, 08550
4 BEDS
3 BATHS
2,560 BUILDING SQFT
Single Family Residence
MLS ® ID #2600664R
36 W Point Pleasant Avenue, Ocean Gate, NJ, 08740

$299,999

36 W Point Pleasant Avenue, Ocean Gate, NJ, 08740
3 BEDS
1 BATH
801 BUILDING SQFT
Single Family Residence
MLS ® ID #22520682
120 Grand Avenue, Atlantic Highlands, NJ, 07716

$574,900

120 Grand Avenue, Atlantic Highlands, NJ, 07716
3 BEDS
2 BATHS
Single Family Residence
MLS ® ID #22520641
228 Elizabeth Avenue, Bayville, NJ, 08721

$425,000

228 Elizabeth Avenue, Bayville, NJ, 08721
3 BEDS
2 BATHS
1,660 BUILDING SQFT
Single Family Residence
MLS ® ID #22520616
57 Chestnut Way, Manalapan, NJ, 07726

$489,000

57 Chestnut Way, Manalapan, NJ, 07726
2 BEDS
3 BATHS
Condominium
MLS ® ID #22520698
119 Barbados Drive, Toms River, NJ, 08757

$359,000

119 Barbados Drive, Toms River, NJ, 08757
2 BEDS
2 BATHS
1,440 BUILDING SQFT
Adult Community
MLS ® ID #22520634
17 Marigold Lane, Little Egg Harbor, NJ, 08087

$407,000

17 Marigold Lane, Little Egg Harbor, NJ, 08087
2 BEDS
2 BATHS
1,606 BUILDING SQFT
Adult Community
MLS ® ID #22520495
3229 Flagstone Court, Toms River, NJ, 08755

$419,999

3229 Flagstone Court, Toms River, NJ, 08755
2 BEDS
2 BATHS
1,444 BUILDING SQFT
Adult Community
MLS ® ID #22520694
53 Edison Avenue, Tinton Falls, NJ, 07724

$689,000

53 Edison Avenue, Tinton Falls, NJ, 07724
4 BEDS
2 BATHS
1,772 BUILDING SQFT
Single Family Residence
MLS ® ID #22520693
21 Yorkshire Court A, Whiting, NJ, 08759

$134,500

21 Yorkshire Court A, Whiting, NJ, 08759
1 BED
1 BATH
671 BUILDING SQFT
Adult Community
MLS ® ID #22520689
102 Pilot Street, Marlboro, NJ, 07746

$799,900

102 Pilot Street, Marlboro, NJ, 07746
3 BEDS
4 BATHS
2,179 BUILDING SQFT
Condominium
MLS ® ID #22520690
239 Medford Court B, Manalapan, NJ, 07726

$368,000

239 Medford Court B, Manalapan, NJ, 07726
2 BEDS
2 BATHS
1,143 BUILDING SQFT
Adult Community
MLS ® ID #22520692
(718) 987-7900