By Robert DeFalco On October 7, 2025 What Is Escrow? A NYC Buyer & Seller Guide What is escrow in New York real estate? In NYC, escrow shows up twice: first as attorney escrow that holds… Continue reading “What Is Escrow? A NYC Buyer & Seller Guide”
By Robert DeFalco On August 20, 2025 Mortgage Points vs Buydown Calculator 2025: Complete NY/NJ Homebuyer Guide The mortgage points vs buydown decision determines whether you pay upfront for permanent rate reductions or accept temporary payment relief… Continue reading “Mortgage Points vs Buydown Calculator 2025: Complete NY/NJ Homebuyer Guide”
By Robert DeFalco On August 13, 2025 PMI vs MIP in New York & New Jersey: Complete 2025 Guide to Mortgage Insurance Rules, Costs & Removal Bottom Line Up Front: FHA MIP costs 0.55% annually plus 1.75% upfront in 2025, while conventional PMI ranges from 0.58%-1.86%… Continue reading “PMI vs MIP in New York & New Jersey: Complete 2025 Guide to Mortgage Insurance Rules, Costs & Removal”
By Robert DeFalco On August 12, 2025 What Is Title Insurance? Guide to NY/NJ Costs, Coverage & Who Pays When buying a home, you encounter many unfamiliar terms during your real estate transaction. Title insurance is one of the… Continue reading “What Is Title Insurance? Guide to NY/NJ Costs, Coverage & Who Pays”