This blog post by Defalco Realty aims to empower you with accurate information and dispel some of the most prevalent myths surrounding the home buying process. Understanding these realities can alleviate unnecessary stress and guide you towards a successful homeownership journey.

Myth #1: You Need a 20% Down Payment

Gone are the days of a 20% down payment being an absolute requirement. Many lenders now offer programs with significantly lower down payments, sometimes as low as 3-5%. Additionally, government programs and first-time homebuyer assistance initiatives can significantly reduce the upfront financial burden. Explore down payment assistance programs in your city or consult with a mortgage professional to learn about your options.


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Spring is in the air, and so is the hottest season for buying and selling homes! As the flowers bloom and the days get longer, potential buyers are eager to find their dream homes. If you're thinking of selling, now is the perfect time to get a head start and prepare your property for a successful spring listing. Here at Robert DeFalco Realty, we're committed to helping you achieve your real estate goals. Let's dive into some key steps to ensure your home shines during the spring selling season:

Boost Your Curb Appeal:

  • First impressions matter! Spruce up your landscaping with fresh mulch, colorful flowers, and a well-maintained lawn.
  • Power wash your siding and walkways to remove winter grime and create a clean, inviting exterior.
  • Add a pop…

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Welcome to the exciting (and sometimes a little overwhelming) world of becoming a landlord! Whether you're dreaming of passive income, building long-term wealth, or simply diversifying your portfolio, investing in rental properties can be a rewarding journey. But where do you even begin?

Fear not, fellow first-time investors! This guide is here to equip you with the knowledge and confidence to navigate the exciting world of rental properties. Don't forget to reach out to a team member at Robert DeFalco's to get more information. Let's dive into some key steps to prepare you for your first purchase:

1. Self-Discovery: Are You Landlord Material?

Before diving headfirst, it's crucial to assess your readiness. Ask yourself:

  • Am I comfortable…

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